| YOUR PODIATRIC PHYSICIAN TALKS ABOUT
MEDICARE |
Podiatric Medicine
Podiatric medicine is a branch of the health sciences devoted to the medical
and surgical care of the foot and ankle, and related or governing structures. A
doctor of podiatric medicine (DPM) specializes in the prevention, diagnosis, and
treatment of foot and ankle disorders resulting from injury or disease. A DPM
makes independent medical judgments, prescribes medications, and when necessary
performs surgery.
Podiatrists help our aging population to remain active and independent by
keeping them ambulatory. Congress recognized this important relationship between
foot health and general health when it included the services of podiatric
physicians in the Medicare legislation.
Misconceptions of Medicare
Medicare coverage can often be confusing. The rules and regulations can
easily be misunderstood by patients. One misconception is that Medicare covers
only surgical procedures, and not medical care or routine foot care.
In truth, Medicare will cover routine foot care. According to the Medicare
Rules and Regulations Manual, "Certain foot care procedures that are generally
considered to be routine -- e.g., cutting or removal of nails, calluses or corns
-- may pose a hazard when performed by a nonprofessional person on patients with
a systemic condition that has resulted in severe circulatory problems or areas
of desensitization in the legs or feet. Routine foot care performed under these
circumstances is covered."
The manual also states, "Services ordinarily considered routine are also
covered if they are performed as a necessary and integral part of otherwise
covered services such as the diagnosis and treatment of diabetic ulcers, wounds,
and infections."
Treatment of diabetic foot conditions, both medically and surgically, is
therefore covered by Medicare. Treatment of broken toes, of burns, and of
arthritic conditions -- gout, for example -- are others. (The misconceptions
that Medicare covers only surgery may be caused by the fact that the Medicare
code numbers assigned to diabetic treatment such as that mentioned in the
manual, and other nonsurgical procedures, are listed under the "surgical"
section of the code book.)
Coverage Under Medicare
If you have signed up for medical insurance (Part B) under Medicare, you are
covered for certain services of podiatrists and other doctors for:
- Medical and surgical services in the hospital, skilled nursing facility,
office, or your home. The same action also provided that podiatrists can
certify and recertify medical necessity for hospitalization, skilled nursing
care, and home health care.
- Payment for routine foot care may be made for such care only when it would
be hazardous to the health of the patient if self-treatment were performed.
For example, when a beneficiary is under the care of a doctor for diabetes,
circulatory ailments or certain other conditions, and evidences complicating
local symptoms, routine foot care is a covered service.
- Other prescribed health services, including diagnostic x-ray, surgical
treatment, fracture casts, and leg or ankle braces that are attached to the
outside of the shoe.
- Drugs which cannot be self-administered, and which are administered to you
as a part of professional services.
- Full reasonable charges for radiology and pathology services as a bed
patient in a hospital, if you have both hospital and medical
insurance.
Certain foot care services are not covered, no
matter whether they are performed by podiatrists, medical doctors, or
osteopaths. They are:
- Routine foot care. This includes the cutting or removal of corns or
calluses, trimming of nails, and routine hygienic care, except as noted
above.
- Treatment of flat-foot conditions, including arch supports.
- Treatment of partial dislocations.
Reimbursement Under Medicare
Your medical insurance (Part B of Medicare) helps pay for the services of
podiatrists and other doctors, out-patient hospital services, medical services
and supplies, and other health care services.
Subscribers to medical insurance pay a monthly premium, and the Federal
government covers the remaining costs of the program. Medical insurance pays 80
percent of the Medicare-allowed amount, after the individual pays an annual
deductible for covered services connected with the diagnosis or treatment of
illness and injuries. Payment for services of a podiatrist or another doctor can
be made as follows:
- 1. If you and your podiatrist agree, application for the medical insurance
payment for covered services will be made by the podiatrist who will receive
the payment directly from Medicare.
- If you desire it, you may pay the doctor directly, and the medical
insurance payment can be made directly to you.
In either
case, you are responsible for the annual deductible and the 20 percent
coinsurance amounts. Under either of these two payment options, the podiatrist
is required to complete the necessary Medicare claim forms for you.
Note that, in some cases, you may also be charged amounts in excess of the
Medicare-allowed fees, and for services not covered under the Medicare
program.
See "Your Medicare Handbook" for more information.
Prompt Care Of Foot Disorders
With advancing years, the skin and nails of the feet frequently become dry
and brittle, and numbness and discoloration often are present. These may be the
first signs of such serious conditions as diabetes, arthritis, and circulatory
disease. Ignoring these symptoms and failing to seek prompt professional medical
care when they appear can have serious consequences for patients, especially the
elderly.
Foot Problems Can Be Prevented
Whether the older person lives at home or elsewhere, preventive foot care
can:
- Increase comfort
- Improve or maintain mobility and independence
- Limit the possibility of additional medical problems
- Reduce the chances of hospitalization
- Lessen requirements for other institutional care
Consult Your Podiatrist
You may receive treatment from your podiatrist in the office, your home, the
hospital, a nursing home, or an extended care facility. Always consult your
podiatrist when you have questions about foot conditions or what is covered by
Medicare.
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